Leo Di Leo
Terms & Conditions
Your Acceptance of this Agreement means you have read, understood and accepted the conditions guiding your access to and use of the website and the content, information, and services available on or through the website (collectively the “Website”). Each time you use the Website, you signify that you unconditionally accept and agree, without limitation or qualification, to be bound by this Agreement as it then reads, and if you are using the Website on behalf of a legal entity, then you accept and agree to this Agreement on behalf of that legal entity and you represent and warrant that you have full legal authority to do so. If you do not unconditionally accept and agree to this Agreement on your own behalf and on behalf of any legal entity on whose behalf you are using the Website, then you and the legal entity may not access or use the Website. In this Agreement, “User” refers individually and collectively to you and any legal entity on whose behalf you are using the Website.
You are solely responsible for determining whether your use of the Website is lawful, and you must comply with all laws applicable in the jurisdiction from which you is accessing and using the Website. By using the Website, the User represents and warrants that User is eligible to use the Website.
“IVL” means Invictica Media Ltd.
“We”, “Us” or “Our” means invictica Media Ltd. or IVL
“User” means any individual, corporation, limited liability partnership, organisation, investment vehicles, association or any other type of entity, whether or not incorporated who is registered on the Website in accordance with our Terms and Conditions;
“Services” means the provision by IVL through the Website where Users have access to information and knowledge pertaining to stock analysis through texts, images, data, videos (through its YouTube Channel), software or any other means for the purposes of information and entertainment pursuant to the terms and conditions which may be modified, altered, changed or reviewed from time to time;
3. Scope and Application
Users are advised to be conscious of the implication of the content of these Terms and Conditions and adhere to them strictly as any violation of any part of the Terms may lead to the cancellation or suspension of a User’s account.
Downloading the App
By downloading our App, you agree to the Terms and Conditions set out by Google Playstore and Apple Store, which are outside of these Terms and Conditions.
4. Access to and Use of Website/App
To use this website and access its content, you are required to: (i) become a member upon payment of subscription fees through Visa and MasterCard (ii) you must create an account personal to you alone and not transferrable, and in which you may be asked to supply personal information such as name, age, contact details and location.
Your username and password allow you to log in to the website anytime, and so you must keep them secure at all times. You are responsible for all information and activity on the Website by anyone using your username and password whether or not authorised by you.
If you choose to access the Website from elsewhere other than Canada, you do so on your own initiative and are solely responsible for compliance with local laws in the territory of access.
IVL reserves the right not to act on your instructions or to withhold the Services where we suspect that the person logged into your Account is not you or if we suspect illegal or fraudulent activity or unauthorised use. IVL is however not obliged to and may not be able to detect unauthorised, illegal or fraudulent use of your Account.
IVL takes reasonable precautions in accordance with the applicable laws and regulations to ensure that its Website and systems are adequately secure and safe. However, information transmitted via the Website or its systems will pass through public telecommunications networks and we do not guarantee that the information will be completely free of error or incapable of being hijacked by third parties who area not in any way connected or affiliated to us.
5. Intended Users
This Website is not directed at, or intended for use by, any person in any jurisdiction or country where such communication or use would be contrary to local law or regulation.
The information on Website is available to persons who are: (i) are 16 or older: (ii) investment professionals; (iii) high net worth companies; or (iv) any other persons to whom such communication may lawfully be made. It must however not be acted, or relied, upon as a substitute for a professional financial advice or guide.
6. Modification of These Terms and Conditions
7. Copyright/Intellectual Property
The content available through IVL is the property of IVL and is protected by copyright and other intellectual property laws. Content includes without limitation, text, graphics, images, animations, computer programs, data, designs, logos, button icons, stories, tools, calculators, and the arrangement, collection and assembly of the same. You acknowledge that IVL permits access to content that is protected by copyrights, trademarks, service marks, and other intellectual property rights and that these rights are valid and protected in all media and technologies existing now or later developed.
Content received through IVL may be displayed, reformatted, and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, or circulate the content received through IVL to anyone, including but not limited to others in the same organization or company, without the express prior written consent of IVL, with this one exception: You may, on an occasional and irregular basis, disseminate an insubstantial portion of the content from IVL, for a noncommercial purpose, without charge, and transmitted in non-electronic form, to a limited number of individuals, provided you include all copyright and other proprietary rights notices with such portion of the content in the same form in which the notices appear in IVL and original source attribution link to or the exact URL of the source page.
You may not post to IVL, copy, reproduce, retransmit, distribute, publish, commercially exploit or otherwise transfer any material subject to any rights owned by persons or entities other than yourself. The burden of determining that any information, software, images or any other content on IVL is not protected by rights rests with you. You acknowledge that IVL may acquire the rights to use any posted materials as described in “Submissions and Postings”, and that you will not acquire any of those rights by downloading such materials.
You may not post any content from IVL to newsgroups, mail lists, blogs, or electronic bulletin boards, without the prior written consent of IVL. IVL includes facts, views, opinions and recommendations about subjects, individuals and organizations deemed of interest. IVL does not guarantee the accuracy, completeness or timeliness of these views, opinions or recommendations, give tax or investment advice, or advocate the purchase or sale of any security or investment.
8. Links to Third Parties
IVL may contain links to other web sites or resources located worldwide throughout the Internet. We neither control nor endorse such other web sites, nor have we reviewed or approved any content or communications that appears on such other web sites. We make no guarantees as to their accuracy, currency, content or quality. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or inappropriate nature of any content, advertising, products, services or information located on or through any other web sites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content without limitation.
9. Code of Conduct
While using IVL you agree to comply with all applicable laws, rules and regulations. In addition, you specifically agree not to:
Use the site for any unlawful purpose.
Transmit any content or information that is unlawful, fraudulent, abusive, libelous, defamatory, obscene, or otherwise objectionable, or infringes on our or any third party’s intellectual property or other rights.
Transmit any content or non-public information about companies without the authorization to do so or any trade secret of any third party.
Transmit any content or information such as advertisements, solicitations, chain letters, pyramid schemes, investment opportunities, or other unsolicited commercial communication except as otherwise specifically permitted by us.
Engage in spamming or flooding.
Transmit any software or other materials that contain any virus, worm, time bomb, Trojan horse, or other harmful or disruptive component.
Modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the site.
Harvest or collect information about site visitors or members without their express consent.
Restrict or inhibit any other visitor or member from using the site, including, without limitation, by means of “hacking” or “cracking” or defacing any portion of the site.
Remove any copyright, trademark, or other proprietary rights notices contained in the sites.
Frame or mirror any part of the site without our prior written authorization
Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, data mine, or in any way reproduce or circumvent the navigational structure or presentation of the site or it’s contents.
Express or imply that any statements you make are endorsed by us, without our prior written consent.
You alone are responsible for the content and the consequences of your communications. IVL reserves the right to terminate your site usage privileges immediately and without notice if it becomes aware and determines, in its sole discretion, that you are violating any of the Terms and Conditions of Use.
10. Submissions and Postings
Because IVL may host message boards, comments, forums, and receive electronic communications on the site and therefore redistribute material that is submitted or posted by you, we must obtain certain rights over those materials. By sending or transmitting to us creative suggestions, ideas, notes, concepts, information, or other materials (collectively, “Materials”), or by posting such Materials to any area of the site, you grant us and our designees a worldwide, non-exclusive, sub-licensable, assignable, royalty free, perpetual, irrevocable right to use, reproduce, distribute, create derivative works of, publicly perform, publicly display, digitally perform, make, have made, sell, offer for sale and import such Materials in any media now known or hereafter developed, for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Materials. None of the Materials disclosed in message boards, comments, or other forums shall be subject to any obligation, whether of confidentiality, attribution, or otherwise, on our part and we shall not be liable for any use or disclosure of any Materials.
You also warrant that the holder of any Rights in such content has completely and effectively waived all such rights and validly and irrevocably granted to you the right to grant the license stated above. You acknowledge that transmissions to, from and/or through this site are not confidential, and your communications may be read, changed, or interrupted by others. You acknowledge that by using or accessing this site no confidential, fiduciary, contractually implied or other relationship is created between you and IVL.
11. Third Party Products and/or Services
IVL may include icons, buttons, or text in its site or through its newsletters and various promotions which, when activated, will allow you to access and learn more about other services and products throughout the worldwide web. When you access any of these services, your rights and obligations will be governed by the agreements and policies relating to the use of these services.
All matters concerning orders between you and any third party vendor, including but not limited to purchase terms, payment terms, warranties, guarantees, maintenance and delivery, are solely between you and the third party vendor. IVL does not endorse, warrant, or guarantee any product or service offered through this web site or any related communications such as email or newsletter and will not be a party to or monitor any transaction between you and third party providers of products or services.
You should always exercise appropriate caution and perform due diligence when transacting with any vendor, as you alone are responsible for your decision to transact with any third party vendor of services or products. You will not consider IVL, nor will IVL be construed as a party to such transactions, whether or not IVL may have received some form of revenue or other remuneration in connection with the transaction. IVL will not liable for any costs or damages arising out of, either directly or indirectly, you or any other person involved or related to any transaction with a third party vendor.
12. Financial Data Provider
IVL partners Financial Modelling Prep for the provision of financial data and it’s a secure and safe platform that ensures such data are provided seamlessly.
13. Professional Financial Advice
IVL exists for educational purposes only and we are neither an investment advisory service nor an investment advisor nor does IVL provide personalized financial advice or act as a financial advisor. Users should always check with their licensed financial advisor, legal counsel, and/or tax advisor to determine the suitability of any investment or financial plan.
The nature of the materials presented on IVL is for general informational purposes only. No information on any part of the site is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security, or fund. The information on the site should not be relied upon for purposes of transacting securities or other investments. We cannot and do not assess or guarantee the suitability or profitability of any particular investment, or the potential value of any investment or information source. Your use of this site indicates your agreement that you are able to make your own decisions about financial matters and that you bear sole responsibility for your own investment research and decisions and will not hold IVL liable for any damages relating to your personal finances or investments.
All investors are encouraged to fully investigate any security and consult with their financial professional before making any investment. Examine all advice regardless of its source critically.
You understand and agree that IVL does not offer or provide tax, legal or investment advice to individuals. Always consult your personal financial advisor and/or legal counsel before acting on any information from any source. All material found on IVL is for educational and informational purposes only. Sample allocations, portfolios and strategies provided are designed to educate and inform, and should not be viewed as direct recommendations. You understand and agree that any investment decisions you make will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, financial condition and liquidity needs. YOU ARE SOLELY RESPONSIBLE FOR YOUR OWN ACTIONS.
No opinions or recommendations contained herein shall be construed as investment advice. You cannot assume that any recommendations, insights, philosophies, or other information will ensure or lead to profitable investment.
IVL IS HERE SOLELY TO EDUCATE, AND YOU ARE SOLELY RESPONSIBLE FOR ALL YOUR DECISIONS AND ACTIONS IN RESPONSE TO ANY INFORMATION CONTAINED HEREIN. ALWAYS SEEK COMPETENT LEGAL AND FINANCIAL COUNSEL BEFORE MAKING ANY FINANCIAL DECISION. LDL IS NOT A REGISTERED FINANCIAL ADVISOR.
14. Products and Payment
When you make a subscription, you authorize us to charge the credit or debit card provided for a certain renewable period of time.
We reserve the right to cancel any order for any reason. Reasons a cancellation may occur include (but aren't limited to):
A potentially fraudulent order: Our third-party payment processor will check to make sure a payment method is legitimate before finalizing the transaction. If a payment method is found to be fraudulent, we may cancel your order.
Incorrect pricing: At times, prices for a product may fluctuate. In this case, we reserve the right to revoke your membership from any order and provide a full refund to you for that item.
15. Refund Policy
You however reserve the right to cancel your subscription at any time or any day. But when you cancel your subscription, you still do not have any right to request for a refund.
16. Reliance on the Website Content
You should not rely upon the information or opinions you read here or anywhere else. Rather, you should use this information as a starting point for doing your own independent research. Always independently judge for yourself the merits of material that is found on this web site regardless of its source. You should not assume that anyone posting information on this site has any special expertise or insight merely because they are employed by, contract for, or volunteer for, IVL.
IVL does not guarantee the veracity, reliability, or completeness of any information provided anywhere on this site, email promotions, newsletter, or in any hyperlink appearing on our site and we will not be responsible for any loss or damage caused by a user’s reliance on information contained therein. You are responsible for your own investment and financial decisions.
IVL, THE MATERIALS ON THIS SITE, AND ANY PRODUCT OR SERVICE OBTAINED OR ACCESSED THROUGH THIS SITE IS PROVIDED “AS IS” AND “AS AVAILABLE” AND WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, IVL AND ITS AFFILIATES, SUPPLIERS, ADVERTISERS, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.
LDL AND ITS AFFILIATES, SUPPLIERS, AGENTS AND SPONSORS DO NOT WARRANT THAT YOUR USE OF THIS SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVER(S) ON WHICH THE SITE IS HOSTED ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ACKNOWLEDGE THAT YOU ARE RESPONSIBLE FOR OBTAINING AND MAINTAINING ALL TELEPHONE, COMPUTER HARDWARE AND OTHER EQUIPMENT NEEDED TO ACCESS AND USE THE SITE, AND ALL CHARGES RELATED THERETO. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND YOUR RELIANCE THEREON. NO OPINION, ADVICE, OR STATEMENT OF LDL OR ITS AFFILIATES, SUPPLIERS, AGENTS, MEMBERS, OR VISITORS, WHETHER MADE ON THE SITE OR OTHERWISE, SHALL CREATE ANY WARRANTY.
LDL MAKES NO WARRANTY OR REPRESENTATION REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF IT’S SERVICES, REGARDING THE ACCURACY, COMPLETENESS, USEFULNESS, CURRENCY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH IVL’S SERVICES, REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH IVL’S SERVICES, REGARDING ANY TRANSACTIONS ENTERED INTO THROUGH LDL’S SERVICES OR THAT LDL’S SERVICES WILL MEET ANY USER'S REQUIREMENTS, BE UNINTERRUPTED, TIMELY, SECURE OR ERROR FREE.
YOUR USE OF THE SITE AND ANY MATERIALS PROVIDED THROUGH THE SITE ARE ENTIRELY AT YOUR OWN RISK.
18. Limitation of Liability
IVL WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, COMPENSATORY, EXEMPLARY, RELIANCE OR PUNITIVE DAMAGES, REGARDLESS OF THE FORM OF ACTION OR THE BASIS OF THE CLAIM, RESULTING FROM THE USE OF OR ACCESS TO IVL’S SERVICES, THE USE OF OR THE INABILITY TO USE IVL’S SERVICES, RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH IVL’S SERVICES, RESULTING FROM LOSS OF, UNAUTHORIZED ACCESS TO OR ALTERATION OF A USER'S TRANSMISSIONS OR DATA OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, USE, BUSINESS, PROFITS, DATA OR OTHER INTANGIBLES, EVEN IF LDL HAD BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE AND/OR CONTENT CONTAINED WITHIN THE SITE IS TO STOP USING THE SITE. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO IVL FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE) SHALL BE THE TOTAL AMOUNT PAID BY YOU, IF ANY, TO ACCESS THE SITE.
19. Investment Risks
Investing entails certain risks, including the possible loss of the entire capital invested. The services of IVL may entail substantial risks and may not be suitable for certain or all investors. An Investment may expose you to a significant risk of losing all of the property or other assets invested. Some, but not all, of these risks will be contained in the relevant prospectus or offering memorandum. Potential investors should familiarise themselves with these risks and obtain advice from their own financial, accounting, legal, tax and other advisors and only make investment decisions based on the investor’s own objectives, experience and resources.
21. Applicable Law
This agreement is not assignable, transferable or sub-licensable by you except with our prior written consent. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.
The section headings used herein are for convenience only and in no way defines or explains any section or provision contained in this Agreement.
23. Entire Agreement
24. Contact Us
25. General Caution
The information contained on this web site is the opinion of the individual authors based on their personal observation, research, and years of experience. The publisher and its authors are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.
The information offered by this web site is general education only. Because each individual’s factual situation is different the reader should seek his or her own personal adviser. Neither the author nor the publisher assumes any liability or responsibility for any errors or omissions and shall have neither liability nor responsibility to any person or entity with respect to damage caused or alleged to be caused directly or indirectly by the information contained on this site. Use at your own risk.
Additionally, this website may receive financial compensation from the companies mentioned through advertising, affiliate programs or otherwise. Rates and offers from advertisers shown on this website change frequently, sometimes without notice. While we strive to maintain timely and accurate information, offer details may be out of date. Visitors should thus verify the terms of any such offers prior to participating in them.
The author and its publisher disclaim responsibility for updating information and disclaim responsibility for third-party content, products, and services including when accessed through hyperlinks and/or advertisements on this site.